I've been using the moneybox app since it was firs...

I've been using the moneybox app since it was first launched and love it. I've encouraged a couple of friends to sign up and they seem to love it too. Now have an ISA account and a Lifetime ISA account. The app is super easy to use with loads of great features that help you see how your money will grow over time. With the round ups I've managed to save without noticing it and now also add a monthly top up when I get paid. I've just received my Lifetime ISA bonus of 25% from the last financial year which is brilliant, free money from the government, thank you very much HRMC! Returns do fluctuate as stock markets and currencies swing around so I'd stay with the cautious investment option if you might need the money out in the short term but I'm investing for the long term so don't mind some short term volatility. Wish these guys would offer a pension products too.