The lower star rating is due to the excessive spam...

The lower star rating is due to the excessive spam phone calls and emails that came from a single inquiry. However, that being said, we did find Freedom Plus via Lending Tree and they have been a God send!!! The process was amazingly quick, we closed the loan from app to signing within 2 hours
and had funds within 3 days. I was very skeptical but in the end, a satisfied customer!