There is an air of fraud in the operations of this...

There is an air of fraud in the operations of this company. There is no way that they are subscribing to accepted underwriting standards and yet have so many of their loans go into default. Reminds me of 2005 when the appraisers, underwriters, and lenders were all in cahoots. Anybody with a pulse was given a loan, and look how that turned out.
loaan