I have invested with PeerStreet since 2017 and for...

I have invested with PeerStreet since 2017 and for the first three years I was very pleased and the loans performed as anticpated. The quality of the loans has fallen substantially. I have approximately half of my investmets in default at any given time now. I also had two short payments despite the fact that the deals were said to have over 20% equity from the borrower in the deal.