My husband was just approved for a credit card for...

My husband was just approved for a credit card for Fry's Electronics. Everything is in black and white with the paper work they gave us when we were approved. I don't understand all the people giving this place negative reviews. If you cannot afford something, why get a credit card? They have online bill pay, or over the phone. Your due date is the same day every month. If you do some simple math you can calculate how much you can pay to charge as little interest as possible and get the item you bought... Seems like many people got a credit card that's has a high interest rate not realizing that you have to pay at least $300 a month on your item to make it worth it. This is a credit builder card. Obviously if you have better credit, you wouldn't be getting this card. Use your brain people.

Anyway. The Card is great as a first time card and is in our budget. We sat down and calculated what we needed and we applied for this one. We bought a $1550 computer. We will be paying $300/month for 6 months and only pay $126 interest. I took off one star because they really need to update their website.