I have been a customer of Gm bank of luzon, inc. f...

I have been a customer of Gm bank of luzon, inc. for several years, and I must say that their services are average. The customer service representatives are generally helpful and polite, but there have been some instances where I had to wait for a long time before getting assistance. Overall, the bank's website is user-friendly, and I appreciate the convenience of online banking. However, I believe there is room for improvement in terms of the bank's interest rates and fees.