Misleading business practices. I'd highly recomme...
Misleading business practices. I'd highly recommend a bank or credit union instead.
Misleading business practices. I'd highly recommend a bank or credit union instead.
Be careful about applying for a student refi or any of that sort if you are enrolled or taking any type of classes. Their policy is that they will decline your application for that sole reason.
As a masters graduate working full time for a Fortune 100, I had signed up for graduate certificate (HB...
Beware of this company if you value your credit score.
I really enjoy this company. A+ mission and values.
This company advertises that they do a merit-based review process when you are applying for a loan, but in the end they are just like every other finance company. The only thing they really look at is your credit and they will put one thing in their reasoning of denial, but then when you have them ...
I have been using them for the past six months. The initial application and approval process is pretty painless. They appear to lack knowledge on the basics of student loans. My wife and i had consolidated a few years ago and they struggled to understand what a consolidated loan was or how to han...
I wish there was lower than a 1 star rating. This company uses bait and switch with their rates. During the application process I was told that I qualified for their lowest rate. They kept asking for more information, even information I had already provided. 3 times (on my original response to t...
Pros: Easy to apply
Cons: Misleading requirements for qualification. Customer Service leaves a lot to be desired.
Overall, you're better refinancing with a local credit union or another provider. After applying, I realized that Navient owns this business. 'Nuff said.
Great experience with customer service. Easy application process and quick response.
I was lucky to attend an event in their office and I am very thankful to their knowledgeable staff for hosting the event.
Do not waste your time and risk your credit score with this company. Once you complete the application online, they bait you with a reasonable interest rate after you give them permission to do a soft inquiry on your credit report only to keep you moving forward with the process. After I gave permis...
Choose wisely. I was able to get a lower rate than my previous federal student loan. However, Earnest's customer service is essentially non-existent. Also, Earnest's app on the App Store has not worked at all for several months now. For a company that supposedly touts its embracing of technology...
Don t fall for their lies. They pretend to be different but they are worse than others in the market, because they are LIARS! Biggest scammers and nastiest phonies ever. They trick people to provide them with all their sensitive information and they pretend to consider different factors to weight ap...
Disappointing. They got bought by Navient and went downhill. Used to be great all around. Now, new rules are coming out. You used to be able to login and change your autopay date, or make biweekly payments. Now, they say you can only choose autopay from 3rd to 22nd of the month. And they say this is...
DO NOT, I REPEAT, DO NOT go with this company. Feels like an absolute scam. After applying and being approved for a loan I ended up wanting to increase the loan amount. They wont do it you have to reapply. The company rep told my cosigner not to submit tax returns but to submit an income stub which ...
I refinanced a student loan with Earnest and it's been a good experience. They were able to offer a lower interest rate, shorter payment term, and comparable payment terms to my previous student loan. Their customer service team have done a good job of handling any concerns I have when I chat onl...
Great company with a great mission. Employees really care about helping people with their student debt.